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Here's the real reason millennials aren't buying houses

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College Graduation

The answer shouldn't come as a surprise: It's because they're still in debt from college.

A new report from the National Association of Realtors looking at student debt and housing finds that 83% of millennials who do not own a home cite student debt as the reason.

For those who do own homes, almost 30% say their student debt prevents them from selling. Among first-time homebuyers, 40% still have student loans.

The median student-loan debt was found to be about $41,000, and more than half of the millennials surveyed say they delayed a major life event because of their debt. The total American student-debt load is over $1 trillion, while the median annual income of the report's respondents was $38,000.

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